The Ocmulgee Mortgage Company Team

Your premier mortgage lender located in Macon, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

FHA Loans

VA Loans

Conventional Loans

Home Refinance Loans

Jumbo Home Loans

Home Purchase Loans

What our clients are saying

  • From the beginning to the end Michael and Kelly have been wonderful. Very Knowledgeable and helpful. I would give 10 stars if I could. Thank y’all so much!!

    Amanda Davis Avatar Amanda Davis
    February 18, 2023

    As a first time home buyer, I was super overwhelmed going into it, but Michael and Kelly went over and beyond helping me! They were there every single step of... read more

    disco mickey Avatar disco mickey
    February 18, 2023

    The company is Great but the people there who helped me get my first home was awesome and on point. I would like to thank Michael Smith for helping us... read more

    Kimberly Buckner Avatar Kimberly Buckner
    February 18, 2023

    Kelly is such a pleasure to work with. She is an amazing business woman who was patient and helped with our buying process. We are extremely thankful for all the... read more

    Lisa Hattaway Avatar Lisa Hattaway
    February 18, 2023
  • They made the home buying process easy, and understandable. Very much appreciated, and if I buy again will definitely be using again. Thank you for all your help

    Nathan Mauldin Avatar Nathan Mauldin
    December 18, 2023

    No doubt the best experience I have ever had! I felt safe and believed in my lender- Michael Smith- he did everything he said he would do and more! His... read more

    Camille Vickers Avatar Camille Vickers
    January 18, 2022

    Michael and Kelly at Ocmulgee Mortgage Company we’re amazing to work with! They helped make the process of buying our home easy. I would highly recommend them! Thank you, Michael... read more

    Courtney Wessman Avatar Courtney Wessman
    February 18, 2023

    Company was great last year. They have gone downhill. Owner texted me to apologize for the lies.

    John Verhoeven Avatar John Verhoeven
    February 18, 2023
  • Love this company. 3 closings, 0 issues!!

    Timothy O'Mahony Avatar Timothy O'Mahony
    January 18, 2023

    I can’t say enough about Mike and Christy these guys work so hard for us and made things come together for us they were Professionalwith us you can count on... read more

    Michelle Harris Avatar Michelle Harris
    January 18, 2022

    I highly recommend using Barron Jones at Ocmulgee Mortgage Company if you’re buying a home. He was very knowledgeable and helpful and was always available if I had any... read more

    Benjamin Perez Avatar Benjamin Perez
    April 18, 2023

    Christy Wood is amazing and she made my loan so easy! She is efficient and knowledgeable. She is always available and easy to reach. She will let you know everything... read more

    Lori Parsons Avatar Lori Parsons
    January 18, 2022
  • I need more stars to leave an accurate rating for Ocmulgee Mortgage Company! Michael Smith goes over & beyond with every single client and works hard to ensure the loan... read more

    Heather Moody Avatar Heather Moody
    January 18, 2022

    As a REALTOR® it's super important that the lender is in constant contact with the buyer, real estate agent, and closing attorney. They are the ones you as a buyer... read more

    Brent Moye Avatar Brent Moye
    January 18, 2022

    Ocmulee mortgage and Christy made my refi experience so easy and seamless. I highly recommend them to anyone looking to buy or refinance. Top notch customer service!

    Erin Shelton Avatar Erin Shelton
    January 18, 2022

    I used Ocmulgee Mortgage Co. to purchase my first home; I had great communication almost daily throughout the lengthy process & had no issues getting the help I needed. I... read more

    Rafael Linfernal Avatar Rafael Linfernal
    January 18, 2023
  • I have got to say that Michael and his team were absolutely awesome. I am a realtor, and they kept me updated during the entire loan process for my... read more

    Michelle Ponsell Avatar Michelle Ponsell
    November 18, 2023

    What a smooth and easy experience we had! The personal customer care was excellent and helped us with the process every step of the way. Thank you for... read more

    GaryPaul Nepveux Avatar GaryPaul Nepveux
    February 18, 2023

    Michael was so great to work with!! He made the whole process so smooth and kept everything moving along in a timely fashion. So glad we were able to work... read more

    Journey Tolbert Avatar Journey Tolbert
    January 18, 2022

    I can't even begin to describe how Awesome this Company is! I can be a little difficult to work with sometimes and they were so patient with me.. They made... read more

    Sandra Hennessey Avatar Sandra Hennessey
    January 18, 2023